How Often Do Credit Cards Expire. Credit cards have expiration dates for several reasons. But my new VISA debit card which I just got in last week doesnt expire until 2016.

Your utilization is 30 which is about as high as you should let it go under usual. All credit cards expire. If you are going to be out of town remember to check your card in advance and contact the company to receive a new card if it expires.
Credit card companies often sell the unpaid debts to third-party collection companies so its not uncommon for a judgment to be reported by the collector rather than the credit card.
It often indicates a user profile. This breakage was largely due to cards. Your utilization is 30 which is about as high as you should let it go under usual. Seth Eisen a spokesman for Visa USA told Bankrate the actual expiration date is up to the issuer.
